Here are some key points to consider about land insurance in the USA ¹ ²:

- Vacant land insurance is a type of liability coverage that protects landowners if someone is hurt or killed while on their property.






- This type of insurance does not protect structures on the land, such as barns or outbuildings, but does ensure that the policyholder does not go bankrupt due to the actions of another person.




- Property owners are not required by law to insure their vacant land, but not doing so may result in high medical costs and lawsuits if someone is injured on the property.

- Even if someone is trespassing on the land, the landowner may be held responsible if someone is hurt, especially if the landowner knows that people regularly use their land.

- Vacant land insurance policies usually start at around $27 per month and cover medical bills, pain and suffering, lost wages, death benefits, legal costs, and other expenses.

- Major insurance companies offer vacant land coverage, and policyholders should expect their property to be inspected to verify its size, condition, and other factors that affect the cost of coverage.

- Vacant land insurance is important for anyone who owns land, as it protects them against financial loss if someone is injured on their property.