Here is some information about homeowner insurance in the U.S. ¹ ² ³:

- Best companies for homeowner insurance:

    - Amica

    - USAA

    - Progressive

    - Allstate

    - Liberty Mutual

    - Nationwide

- Homeowner insurance types:

    - Basic (HO-2 Broad Form): named perils for dwelling and personal property

    - Better (HO-3 Special Form): open perils for dwelling and named perils for personal property

    - Best (HO-5 Comprehensive Form): open perils for both dwelling and personal property

- Coverage options:

    - Dwelling

< p>    - Other structures

    - Personal property

    - Loss of use

    - Medical payments

    - Personal liability

- Average cost of homeowner insurance:

    - Over $2,000 per year

- Ways to get homeowner insurance quotes:

    - Directly through a captive insurance agent

    - Through an independent agent

    - Online comparison marketplaces